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PRODID:-//Financial Literacy Advocate - ECPv6.15.20//NONSGML v1.0//EN
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METHOD:PUBLISH
X-WR-CALNAME:Financial Literacy Advocate
X-ORIGINAL-URL:https://financialliteracyadvocate.org
X-WR-CALDESC:Events for Financial Literacy Advocate
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TZNAME:UTC
DTSTART:20250101T000000
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BEGIN:VEVENT
DTSTART;VALUE=DATE:20260428
DTEND;VALUE=DATE:20260429
DTSTAMP:20260423T175726
CREATED:20260225T235815Z
LAST-MODIFIED:20260324T181331Z
UID:3542-1777334400-1777420799@financialliteracyadvocate.org
SUMMARY:Seminar: Wills & Trusts: 4/28: Paramus: Bob Cruces
DESCRIPTION:Wills & Trusts Estate Planning Strategies\nHosted by Bob Cruces \nApril 21st & April 28th @ 06:30PM EST\nParamus Public Library\, 116 E Century Rd\, Paramus\, NJ 07652 \n\n\n\n \nAbout the Seminar\nThis seminar provides foundational knowledge and advanced strategies for effective estate planning through Wills and Trusts. Learn how to safeguard your assets\, streamline the distribution process\, and ensure your legacy is protected. \nWhat You Will Learn\n– Core differences between Wills and Trusts. \n– How to structure an estate plan that protects your assets. \n– Common legal mistakes families make and how to avoid them. \n– Key documents every individual should have prepared. \nWho Should Attend?\n– Individuals beginning their estate planning journey. \n– Families wanting to protect generational wealth. \n– Retirees or near-retirees seeking clarity on legal planning. \n– Anyone wanting to understand asset protection and legacy planning. \nWhy This Seminar Matters\nEstate planning affects every family\, regardless of income or background. This seminar ensures you have clear\, accurate information to make informed and confident decisions about your future. \nHow to Register\nSeats are limited. Register today for either available session date listed above. \nEmpowering Families Through Education
URL:https://financialliteracyadvocate.org/seminar/seminar-wills-trusts-4-28-paramus-bob-cruces/
CATEGORIES:Wills & Trust Planning
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260428T090000
DTEND;TZID=UTC:20260428T113000
DTSTAMP:20260423T175726
CREATED:20260325T162008Z
LAST-MODIFIED:20260407T194304Z
UID:3678-1777366800-1777375800@financialliteracyadvocate.org
SUMMARY:Workshop: Federal Benefits: April 28th : Martin Luther King Jr. Memorial Library
DESCRIPTION:Federal Benefits Workshop Washington DC (In Person Event) \nHosted by:  Dilip JohnTuesday\, April 28th\n9 am – 11 am or 1 pm to 3 pmMartin Luther King Jr. Memorial Library\, 901 G St NW\, Washington\, DC 20001\, Room #114 \n\n\n \n\nAbout the Workshop\nThis full-day Federal Benefits Workshop is designed to provide federal employees with clear\, practical guidance on understanding and maximizing their government benefits. Whether you are early in your career or approaching retirement\, this workshop will help you make informed decisions about your FERS/CSRS pension\, TSP\, healthcare\, survivor benefits\, and retirement income strategy. \nYou’ve worked hard for your federal benefits — now learn how to use them wisely. \n\nWhat You Will Learn\n\nUnderstanding FERS and CSRS retirement systems\nHow to calculate your federal pension\nTSP contribution strategies and withdrawal rules\nHow Social Security integrates with your federal retirement\nFEHB and healthcare options in retirement\nSurvivor benefit planning\nTax considerations for federal retirees\nCommon mistakes federal employees make — and how to avoid them\n\n\nWho Should Attend?\n\nActive federal employees (DOJ\, DHS\, DOD\, IRS\, VA\, SSA\, and other agencies)\nEmployees within 10 years of retirement\nRecently hired federal employees wanting clarity on benefits\nSpouses of federal employees\nAnyone wanting a structured retirement income strategy\n\n\nWhy This Workshop Matters\nFederal benefits are complex and unique. Decisions you make today can significantly impact your retirement income\, healthcare coverage\, and family protection for decades to come. \nThis workshop breaks down complicated rules into practical strategies so you can retire with clarity and confidence. \nProper planning can help you: \nAvoid costly retirement mistakes \nMaximize lifetime income \nReduce unnecessary taxes \nProtect your spouse and family \nCreate a structured\, sustainable retirement plan
URL:https://financialliteracyadvocate.org/seminar/workshop-federal-benefits-april-28th-martin-luther-king-jr-memorial-library/
CATEGORIES:Wills & Trust Planning
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260428T110000
DTEND;TZID=UTC:20260428T120000
DTSTAMP:20260423T175726
CREATED:20260401T185815Z
LAST-MODIFIED:20260407T175417Z
UID:3691-1777374000-1777377600@financialliteracyadvocate.org
SUMMARY:Webinar - Federal Benefits - 4/28 - Online - Bob
DESCRIPTION:Federal Benefits Webinar\nHosted by Bob Cruces\nApril 28th & April 30th @ 12:00 PM ESTOnline – Free to Attend \n\n\n \nAbout the Webinar\nFederal Benefits: Facts vs. Myths. We separate folklore from the actual rules so you can make clear\, confident decisions. \nWhat You Will Learn\n– Understand the key rules behind your federal benefits. \n– Recognize common myths and misconceptions that can derail planning. \n– Learn how to make informed decisions based on facts\, not assumptions. \n– Discover strategies to align your benefits with your long-term goals. \nWho Should Attend?\n– Federal employees within 5–15 years of retirement. \n– Current retirees seeking clarity on managing their benefits. \n– Spouses and family members who want to understand available options. \n– Anyone interested in cutting through misinformation about federal benefits. \nWhy This Webinar Matters\nMany federal employees rely on hearsay or outdated information when making important financial decisions. This session will ensure you have the facts\, empowering you to confidently plan for a secure retirement. \nHow to Register\nSeats are limited. Reserve your spot today for either available session date above (Online). \nEmpowering You to Secure Your Financial Future\nFinancial Literacy Advocates is dedicated to helping federal employees understand and maximize their benefits through education\, clarity\, and confidence. \n 
URL:https://financialliteracyadvocate.org/seminar/webinar-federal-benefits-4-28-online-bob/
CATEGORIES:Wills & Trust Planning
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260430T110000
DTEND;TZID=UTC:20260430T120000
DTSTAMP:20260423T175726
CREATED:20260401T190631Z
LAST-MODIFIED:20260407T175413Z
UID:3694-1777546800-1777550400@financialliteracyadvocate.org
SUMMARY:Webinar - Federal Benefits - 4/30 - Online - Bob
DESCRIPTION:Federal Benefits Webinar\nHosted by Bob Cruces\nApril 28th & April 30th @ 12:00 PM ESTOnline – Free to Attend \n\n\n \nAbout the Webinar\nFederal Benefits: Facts vs. Myths. We separate folklore from the actual rules so you can make clear\, confident decisions. \nWhat You Will Learn\n– Understand the key rules behind your federal benefits. \n– Recognize common myths and misconceptions that can derail planning. \n– Learn how to make informed decisions based on facts\, not assumptions. \n– Discover strategies to align your benefits with your long-term goals. \nWho Should Attend?\n– Federal employees within 5–15 years of retirement. \n– Current retirees seeking clarity on managing their benefits. \n– Spouses and family members who want to understand available options. \n– Anyone interested in cutting through misinformation about federal benefits. \nWhy This Webinar Matters\nMany federal employees rely on hearsay or outdated information when making important financial decisions. This session will ensure you have the facts\, empowering you to confidently plan for a secure retirement. \nHow to Register\nSeats are limited. Reserve your spot today for either available session date above (Online). \nEmpowering You to Secure Your Financial Future\nFinancial Literacy Advocates is dedicated to helping federal employees understand and maximize their benefits through education\, clarity\, and confidence. \n 
URL:https://financialliteracyadvocate.org/seminar/webinar-federal-benefits-4-30-online-bob/
CATEGORIES:Wills & Trust Planning
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20260502
DTEND;VALUE=DATE:20260503
DTSTAMP:20260423T175726
CREATED:20260301T153754Z
LAST-MODIFIED:20260307T004702Z
UID:3579-1777680000-1777766399@financialliteracyadvocate.org
SUMMARY:Seminar Wills & Trusts: 5/2 : Sam and Carmena Goss Memorial Branch: Dilip John
DESCRIPTION:Wills & Trusts + Medicare Essentials\nHosted by Dilip John \nMay 02 & May 09 @ 11:00 AM CST\nSam and Carmena Goss Memorial Branch\, Mont Belvieu 1 John Hall Dr. Mont Belvieu\, TX 77580 \n\n\n \nAbout the Seminar\nThis seminar provides foundational knowledge and advanced strategies for effective estate planning through Wills and Trusts. Learn how to safeguard your assets\, streamline the distribution process\, and ensure your legacy is protected. \nWhat You Will Learn\n– Core differences between Wills and Trusts. \n– How to structure an estate plan that protects your assets. \n– Common legal mistakes families make and how to avoid them. \n– Key documents every individual should have prepared. \nWho Should Attend?\n– Individuals beginning their estate planning journey. \n– Families wanting to protect generational wealth. \n– Retirees or near-retirees seeking clarity on legal planning. \n– Anyone wanting to understand asset protection and legacy planning. \nWhy This Seminar Matters\nEstate planning affects every family\, regardless of income or background. This seminar ensures you have clear\, accurate information to make informed and confident decisions about your future. \nHow to Register\nSeats are limited. Register today for either available session date listed above. \nEmpowering Families Through Education
URL:https://financialliteracyadvocate.org/seminar/seminar-wills-trusts-5-2-sam-and-carmena-goss-memorial-branch-dilip-john/
CATEGORIES:Wills & Trust Planning
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20260509
DTEND;VALUE=DATE:20260510
DTSTAMP:20260423T175726
CREATED:20260301T153802Z
LAST-MODIFIED:20260423T171633Z
UID:3578-1778284800-1778371199@financialliteracyadvocate.org
SUMMARY:Seminar Wills & Trusts: 5/9: Sam and Carmena Goss Memorial Branch: Dilip John
DESCRIPTION:Wills & Trusts + Medicare Essentials\nHosted by Dilip John \nMay 02 & May 09 @ 11:00 AM CST\nSam and Carmena Goss Memorial Branch\, Mont Belvieu 1 John Hall Dr. Mont Belvieu\, TX 77580 \n\n\n \nAbout the Seminar\nThis seminar provides foundational knowledge and advanced strategies for effective estate planning through Wills and Trusts. Learn how to safeguard your assets\, streamline the distribution process\, and ensure your legacy is protected. \nWhat You Will Learn\n– Core differences between Wills and Trusts. \n– How to structure an estate plan that protects your assets. \n– Common legal mistakes families make and how to avoid them. \n– Key documents every individual should have prepared. \nWho Should Attend?\n– Individuals beginning their estate planning journey. \n– Families wanting to protect generational wealth. \n– Retirees or near-retirees seeking clarity on legal planning. \n– Anyone wanting to understand asset protection and legacy planning. \nWhy This Seminar Matters\nEstate planning affects every family\, regardless of income or background. This seminar ensures you have clear\, accurate information to make informed and confident decisions about your future. \nHow to Register\nSeats are limited. Register today for either available session date listed above. \nEmpowering Families Through Education
URL:https://financialliteracyadvocate.org/seminar/seminar-wills-trusts-5-9-sam-and-carmena-goss-memorial-branch-dilip-john/
CATEGORIES:Wills & Trust Planning
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260514T080000
DTEND;TZID=UTC:20260514T160000
DTSTAMP:20260423T175726
CREATED:20260319T201025Z
LAST-MODIFIED:20260319T201200Z
UID:3620-1778745600-1778774400@financialliteracyadvocate.org
SUMMARY:Workshop: Federal Benefits: April 9th : Martin Luther King Jr. Memorial Library
DESCRIPTION:Federal Benefits Workshop Washington DC (In Person Event) \nHosted by  Shawn McCoy April 9th & May 14th8:00 AM – 4:00 PM ESTMartin Luther King Jr. Memorial Library\, 901 G St NW\, Washington\, DC 20001\, Room #114 \n\n\n\n \n\nAbout the Workshop\nThis full-day Federal Benefits Workshop is designed to provide federal employees with clear\, practical guidance on understanding and maximizing their government benefits. Whether you are early in your career or approaching retirement\, this workshop will help you make informed decisions about your FERS/CSRS pension\, TSP\, healthcare\, survivor benefits\, and retirement income strategy. \nYou’ve worked hard for your federal benefits — now learn how to use them wisely. \n\nWhat You Will Learn\n\nUnderstanding FERS and CSRS retirement systems\nHow to calculate your federal pension\nTSP contribution strategies and withdrawal rules\nHow Social Security integrates with your federal retirement\nFEHB and healthcare options in retirement\nSurvivor benefit planning\nTax considerations for federal retirees\nCommon mistakes federal employees make — and how to avoid them\n\n\nWho Should Attend?\n\nActive federal employees (DOJ\, DHS\, DOD\, IRS\, VA\, SSA\, and other agencies)\nEmployees within 10 years of retirement\nRecently hired federal employees wanting clarity on benefits\nSpouses of federal employees\nAnyone wanting a structured retirement income strategy\n\n\nWhy This Workshop Matters\nFederal benefits are complex and unique. Decisions you make today can significantly impact your retirement income\, healthcare coverage\, and family protection for decades to come. \nThis workshop breaks down complicated rules into practical strategies so you can retire with clarity and confidence. \nProper planning can help you: \nAvoid costly retirement mistakes \nMaximize lifetime income \nReduce unnecessary taxes \nProtect your spouse and family \nCreate a structured\, sustainable retirement plan
URL:https://financialliteracyadvocate.org/seminar/workshop-federal-benefits-april-9th-martin-luther-king-jr-memorial-library/
CATEGORIES:Wills & Trust Planning
END:VEVENT
END:VCALENDAR